I was wondering if you have any advice for young people who are entering banking or business in general today?

In all candor I have to say I don't think it makes any difference what you decide to do in this world, provided you fulfill two qualifications. First, you've got to have a good time at it, because if you don't you're miserable.

That's good to hear.

And second, you have to feel that you're making a constructive contribution to the society you live in. You can fulfill both of those by working for McDonalds or Citibank or the State of Wisconsin.

Some people have very structured ideas about how to run their lives, but I'm afraid I'm not one of them. For most of us, our lives are a series of accidents.

I used to amuse myself when I was a kid in Appleton, Wisconsin, by reading . If you look at it, you'll find that most of the people in started out doing one thing and wound up doing another. I even know a peanut farmer who became President.

So, those are the two main criteria--have a good time and make a constructive contribution to society. I don't think you can be happy if you don't do the latter, and I don't think you can do the latter unless you feel the former.