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Health insurance allows individuals to access and afford health care. However, not all insurance policies are comprehensive, and some can leave covered populations without sufficient protections. Historically, the student health insurance market has provided students with inadequate coverage. While a better understanding of the student health insurance market would be valuable, research on this ... read moremarket is largely absent from the literature. In my thesis, I use available literature on the student health insurance market combined with data from 18 key informant interviews to examine the student health insurance market, and answer the questions, what problems exist within the student health insurance market, and how can the market be improved in light of national health care reform? My goal was to determine the barriers and facilitators to the adoption of new student health insurance programs. I explored ways to improve the student health insurance market including primary care, on-site health centers, education, self-insurance, risk pooling, and self-insured consortiums. The information I gathered in this study points to the complex changes needed in order to initiate effective changes in the market.read less
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