How Credit Worthiness Affects Vehicle Financing: Evidence from the Consumer Expenditure Survey and Survey of Consumer Finances.

Covert, Darcy C.

2015

Description
  • Household-level data from the Consumer Expenditure Survey and Survey of Consumer Finances are used to explore the possibility of the development of a risky subprime auto loan market during the post-2008 Financial Crisis recovery. These data do not support the idea of a statistically larger portion of subprime households financing the purchase of a vehicle or meaningfully more generous auto loan te... read more
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