Understanding Savings Behavior: A New Savings Typology Based on Individual Voluntary Savings Accounts

Amin, Ashirul.


  • Abstract: Mass-market retail banks targeting low-income individuals offer no-frills voluntary accounts to make banking services accessible to the unbanked or underbanked. The granular transaction and balance information collected for each client is a treasure trove of behavioral data, yet a lack of analytical frameworks, computational power and motivation ma... read more
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